It's designed to give 11 to 15 year olds the space to grow their independence and get money confident. With Money Smart, kids get their own bank account and savings account. Give them a great head start with Money Smart. Opening Money Smart for your kids is easy – all you need is your own eligible current account with Online Banking set up. And to educate them on how to keep their money safe and secure, we’ll also give information on scams, fraud and staying safe online. Plus, we’ll help your child learn all about online banking, by giving them tips on how to manage their money.

With their own Online Banking, they’ll be able to make and manage payments, in and out of their accounts, making it easy for them to keep track as they spend and save. Plus, they’ll have instant access to their money. To get them motivated to save regularly they can even rename their account – to anything they want, like ‘my new trainers’, making saving fun. With their own Smart Savings Account, getting into great savings habits is easy. Having their own Smart Spending Account, complete with a contactless VISA debit card to use in shops and online, means they’ll learn about everyday spending. Plus, for your peace of mind, Money Smart has set spending limits, so you can relax, knowing they’re not going to spend money they don’t have. They’ll love the freedom to manage their own money and you’ll love seeing their confidence grow.Īnd it’s easy for you to help them manage their own money, because you’ll see their accounts through your own banking app and Online Banking. Give your kids their own Smart Spending and Smart Savings Accounts.

Great money habits start with Money Smart.

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